GENERAL INSURANCE

HEALTH INSURANCE

Guarding yourself against unexpected and sudden expenses is one of the most important facet of financial planning. You never know when you would have to spend huge amounts of money on hospital bills. Such sudden expenses can dwelve into an individual’s savings very easy and leave a hole on his/her pocket.

To protect yourself from these sudden blows, it is advised to always have an individual health insurance. Narayan securities helps you find the best plans to secure yourself from these sudden expenses.

The main challenge in opting for an individual health insurance is to understand the coverage under policy and the utility at the stage when you claim the insurance. Narayan Securities helps you choose the right family/individual health plan by analyzing the risk factors and based upon risk management tools and techniques.

Coverages Exclusions
Pre- and post-hospitalization expenses in India Suicide/intentional self injury
Doctor/surgeon/consultation fees Pregnancy/child birth, etc.
Hospital bed and nursing charges Accident while under influence of alcohol/drugs
Medicines Pre-existing mental or physical conditions
Investigations Sexually transmitted infections
Ambulance charges Aviation (other than as a passenger)
Day-care treatment War, civil war, etc.
Cost of relevant consumables
Terrorism
Pre-existing diseases after four years, etc.
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